Trusted Mortgage Broker in Calgary & BC
Mortgage Guidance You Can Truly Trust
Residential, refinancing, reverse, and commercial mortgage solutions tailored to your goals.
No obligation • No pressure • Free 15-minute consult
Award Winning Mortgage Expert
Winner — Best Mortgage Expert
Over 1000+ Happy Clients...
5 Star | Ratings
A Simple, Stress-Free Mortgage Process
Consultation
Connect with us to discuss your needs and explore your options.
Customized Solutions
Receive tailored mortgage solutions designed to meet your goals.
Seamless Process
Enjoy a straightforward application process with clear communication every step of the way.
Our Mortgage Services
Explore tailored mortgage solutions for every situation.
Everything you need, all in one place
As a trusted mortgage provider, let me help you with these services.
Click trough any of the services to learn more
Meet Mandy Thanawala
Founder & Trusted Mortgage Expert
Mandy Thanawala is the founder of UP Lending, providing tailored mortgage solutions for individuals and companies. With a strong commitment to transparency and integrity, Mandy helps clients navigate the lending process with clarity and confidence.
Through UP Lending, she works with a broad network of trusted lenders and collaborates closely with realtors, accountants, and financial planners. This team-based approach allows her to deliver holistic financing solutions that align with each client’s overall financial and real estate goals.
Whether supporting first-time homebuyers, investors, or businesses, Mandy is dedicated to offering personalized guidance, strategic options, and long-term value at every stage of the mortgage journey.
What You Can Expect with UP Lending
At UP Lending, we provide a transparent, guided mortgage experience designed to support you at every step — from your first conversation to closing and beyond.
Whether you’re buying your first home, refinancing, or investing, we meet you where you are and build solutions around your goals.
Personalized Guidance
Every mortgage starts with understanding you. We take the time to learn your goals and tailor solutions that truly fit your situation.
Clear, Transparent Process
You’ll always know what’s happening, what’s next, and why — with clear communication from application to closing.
Support Beyond Closing
Our relationship doesn’t end on closing day. We’re here to support your long-term financial success.
No obligation. No pressure. Just clear, expert guidance.
Experience Matters
Our clients’ experiences reflect the care, expertise, and guidance we provide throughout the mortgage process.
John Doe
— Rejina Oli, Homebuyer
"Mandy is the best. She is such a helpful person and it was really easy for us to deal with her. I would recommend everyone to go with her if anyone is thinking to buy a home."
Positive Responsiveness, Quality, Professionalism, Value
John Doe
— Parth Sharma.,
First-time Home Buyer
"First Home , first experience and i should say it was an amazing experience getting help from Mandy, very clear and understanding while communicating and always carries a positive attitude. Thanks again Mandy!!"
— Lavina Fernandez.,
First-Time Home Buyer
"Mandy was awesome throughout the mortgage process. She kept me updated with progress on my file, her feedback was prompt. She is a thorough professional as she worked out positively all through and got me the best interest rate and mortgage amount. I would highly recommend her."
Ready to Take the Next Step Toward Homeownership?
Whether you’re buying, refinancing, or exploring your options, UP Lending is here to guide you with clarity, honesty, and expert support — every step of the way.
Ready to Take the Next Step Toward Homeownership?
Whether you’re buying, refinancing, or exploring your options, UP Lending is here to guide you with clarity, honesty, and expert support — every step of the way.
FAQs
Your Questions, Expertly Answered Here
What makes UP Lending different from other mortgage brokers?
UP Lending offers personalized advice, competitive rates, and comprehensive support throughout the mortgage process.
Do you work with first-time homebuyers?
Yes. We frequently work with first-time buyers and take extra time to explain every step so you feel confident and informed throughout the process.
Can you help with refinancing my current mortgage?
Absolutely. Whether you’re looking to lower your rate, consolidate debt, or access equity, we’ll review your situation and explore refinancing options that make sense for you.
Is there any obligation after the consultation?
No. Your consultation is completely free and comes with no pressure or obligation. Our goal is to provide clear guidance so you can make informed decisions.
Do you work with multiple lenders?
Yes. We work with a network of trusted lenders, which allows us to compare options and find solutions tailored to your needs — rather than offering one-size-fits-all products.
How long does the mortgage process take?
Timelines vary depending on your situation, but we focus on keeping the process clear, efficient, and moving forward with regular updates from start to finish.
Do I need to be pre-approved before speaking with UP Lending?
No. A consultation is the first step. We’ll review your goals and walk you through the pre-approval process if it’s the right next move for you.
Do you only serve Calgary?
While we are based in Calgary, Alberta, we also assist clients across British Columbia and Ontario, depending on mortgage type and lender requirements.
Phone Number
+1 403-512-9734
Address
223 14 St. NW Calgary AB, Calgary, AB, Canada, T2N1Z6
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