Services
Our Mortgage Services
Clear, thoughtful mortgage solutions designed around your goals. At UP Lending, we provide expert guidance across a range of lending needs, helping you make confident decisions at every stage.
Home Purchase
Buying a home is one of the biggest financial decisions you’ll ever make. We guide you through every step of the mortgage process from pre-approval to closing ensuring you understand your options and secure the best mortgage solution for your needs. Whether you’re upsizing, downsizing, or buying your first property, we’ll help you purchase with confidence.
Mortgage Refinance
Refinancing your mortgage can help you lower your interest rate, access equity, consolidate debt, or improve cash flow. We’ll review your current mortgage and financial goals to determine if refinancing makes sense and structure a solution that works in your favor—now and in the long term.
Mortgage Renewals
When your mortgage term is ending, you don’t have to accept your lender’s first offer. We compare options across multiple lenders to help you secure competitive rates, better terms, and more flexibility—often saving you thousands over the life of your mortgage.
First-Time Home Buyers
Buying your first home can feel overwhelming—but it doesn’t have to be. We walk first-time buyers through every detail, including mortgage options, government incentives, down payment requirements, and budgeting, so you feel informed, supported, and ready to take the next step.
Self-Employed
Self-employed borrowers often face unique challenges when qualifying for a mortgage. We specialize in solutions for business owners, contractors, and entrepreneurs, using flexible income verification options to help you qualify for the mortgage you deserve.
Your Next Home
Whether you’re moving up, downsizing, or relocating, we help you transition smoothly into your next home. We’ll align your mortgage strategy with your timing, budget, and long-term goals—making your next move stress-free.
Investment Mortgages
Looking to build wealth through real estate? We help investors finance rental and income-producing properties with mortgage solutions designed to maximize returns, manage cash flow, and support long-term growth.
Older Canadians
Mortgage solutions don’t stop at retirement. We help older Canadians access home equity, manage cash flow, and plan for the future—while staying in the home they love. Options may include refinancing, downsizing strategies, or reverse mortgages.
Divorce / Separation
Divorce or separation can be financially complex. We provide compassionate, confidential mortgage guidance to help you refinance, buy out a spouse, or qualify for a new home—ensuring clarity and stability during a challenging time.
Private Lending
When traditional lenders aren’t an option, private lending can provide flexible, short-term financing solutions. We help assess whether private mortgages are the right fit and structure them responsibly as part of a long-term plan.
Credit Issues
Credit challenges don’t mean homeownership is out of reach. We work with lenders that specialize in alternative solutions and help you rebuild your credit while securing financing that fits your situation.
New to Canada
New to Canada? We help newcomers navigate the Canadian mortgage system with tailored solutions, even with limited credit history. Our goal is to help you feel confident and supported as you purchase your home.
Construction Financing
Building a home requires specialized financing. We arrange construction mortgages that provide funding in stages, helping you manage costs and timelines while ensuring your project stays on track.
Debt Consolidation
If you’re juggling multiple debts, consolidating them into your mortgage may help lower interest costs and simplify payments. We’ll review your situation and determine if debt consolidation can improve your financial well-being.
Let’s Talk About Your Options
No pressure. Just clear, honest advice
Phone Number
+1 403-512-9734
Address
223 14 St. NW Calgary AB, Calgary, AB, Canada, T2N1Z6
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