The UP Lending website and Services are provided for general informational, educational, and business purposes only. Use of this website does not create a client relationship unless expressly confirmed through a separate written agreement.
You agree to use the website and Services lawfully and in a manner consistent with professional and ethical standards.
All content provided on the UP Lending website, including articles, videos, webinars, consultations, tools, and downloadable materials, is for educational and informational purposes only.
Nothing on this website or within the Services constitutes:
Legal advice
Financial or tax advice
Real estate advice
A mortgage approval, commitment, or guarantee
Mortgage products, rates, approvals, and terms are subject to lender guidelines, underwriting requirements, and individual circumstances.
UP Lending makes no guarantees regarding outcomes, including but not limited to:
Mortgage approval or qualification
Interest rates or loan terms
Business growth, referrals, or financial results
Completion of real estate or lending transactions
Any examples, scenarios, or discussions provided are illustrative only and should not be interpreted as guarantees or promises.
Clients and participants retain full freedom to select any real estate agent, mortgage professional, lender, or service provider of their choosing.
Use of the website or participation in consultations, webinars, or training does not create any obligation to enter into a referral arrangement, partnership, or service agreement with UP Lending.
Any future engagement or collaboration will be governed by a separate written agreement.
All users and participants agree to:
Act in compliance with applicable mortgage, real estate, advertising, privacy, and consumer protection laws
Avoid misrepresentation of rates, approvals, services, or outcomes
Refrain from conduct that could be interpreted as inducements, kickbacks, or prohibited referral arrangements
UP Lending operates in accordance with ethical and regulatory standards applicable in Canada.
All website content and materials, including but not limited to:
Text, graphics, logos, and branding
Webinar recordings and slide decks
Written content, scripts, and training materials
are the intellectual property of UP Lending unless otherwise stated.
You may not copy, reproduce, distribute, record, modify, or share any content without prior written consent.
Any non-public information shared during consultations, webinars, or partner engagements must be kept confidential.
Client-specific information must not be disclosed to third parties without proper consent and must be handled in accordance with applicable Canadian privacy laws.
Please refer to our Privacy Policy for additional details on how personal information is collected and used.
UP Lending does not guarantee uninterrupted access to the website or Services. Access may be affected by:
Internet connectivity issues
Platform outages or maintenance
Device or browser compatibility
UP Lending is not responsible for technical issues beyond its reasonable control.
To the fullest extent permitted by law, UP Lending shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
Use of or reliance on website content
Participation in consultations, webinars, or training
Decisions made based on information provided
All users assume full responsibility for their decisions and actions.
UP Lending reserves the right to restrict or terminate access to the website or Services at its discretion if a user:
Violates these Terms & Conditions
Engages in unprofessional, unethical, or misleading conduct
Misuses content or intellectual property
These Terms & Conditions shall be governed by the laws of Canada and, where applicable, the laws of the province or territory in which services are provided.
UP Lending reserves the right to update or modify these Terms & Conditions at any time. Continued use of the website or Services constitutes acceptance of the updated terms.